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Let’s get your money back!

Many people are unaware they have unclaimed money held by state governments and treasuries, which can be kept if not claimed. On average, one in ten individuals have uncollected funds but lack of awareness often leaves this money unclaimed. Despite unclaimed property laws designed to help, government efforts to notify individuals fall short, particularly affecting those who have faced foreclosure.

That is where Simply Refund comes in.

WELCOME TO SIMPLY REFUND

Our years of experience in the real estate industry revealed a startling truth that drives our mission: unclaimed surplus funds from foreclosures often end up with local governments, rather than rightful owners.

Faster Returns

WE GET YOU MONEY BACK FROM THE GOVERNMENT

Keep More Money

OUR COMMISSION IS 15% LESS THAN ANY OTHER AGENCY

Absolutely Risk Free

THERE ARE ZERO UPFRONT COSTS FOR YOU

SOME OF OUR TESTIMONIALS

Here are just a few of the success stories we pride ourselves on. 

★★★★★

“Emmie is sufficient and excellent at helping people get what they need. She was on the overage in a snap. Very friendly and prompt on her responses”

– Regina

★★★★★

Click picture above to hear from Morgan!

★★★★★

“Simply Refund LLC is awesome and were very helpful people to work with to get everything taken care of in regards to getting my money from the overage. They made the process very easy and stress-free. I would definitely recommend them to anyone that needs help and thank you, Emmie, for everything you did!

– Brian

★★★★★

Click picture above to hear from Kathy!

SO HOW DO YOU GET YOUR MONEY BACK?

Read below, give us a call or shoot us an email and we’ll walk you through exactly how to get your money back as soon as possible.

Step One:

The Audit

We meticulously search through government agencies to uncover hidden funds. Using advanced techniques, we navigate complex records to find money that is often overlooked. Surprisingly, most people are unaware of these unclaimed funds. Our mission is to discover these refunds and help you reclaim what is rightfully yours.

An audit like this is especially crucial if you’ve experienced foreclosure. When a house is foreclosed on, it’s not just the home that is lost; often, there are funds left unclaimed that can significantly aid in financial recovery. These funds might include overpaid taxes, unclaimed insurance benefits, or other refunds that rightfully belong to you. Conducting a thorough audit is the essential first step in identifying and recovering these assets. By uncovering these hidden resources, we can help you rebuild and stabilize your financial future after the hardship of foreclosure. Don’t let the government keep money that could help you get back on your feet—let us assist you in claiming what is rightfully yours.

Step Two:

The Search

Once we identify the funds, we make a significant effort to locate their rightful owners. Our team, including attorneys, researchers, and notaries, works closely with the agencies safeguarding these unclaimed funds to ensure they are returned to you.

It’s important to act promptly because if these funds remain unclaimed for too long, they often revert to the government agency overseeing them. By recovering these funds, we can help you regain financial stability and ensure that money rightfully yours doesn’t end up lost forever in bureaucratic systems. Taking swift action not only secures your assets but also prevents further financial loss, especially after a foreclosure. Our dedicated approach aims to return these vital resources to you, providing a crucial step in your financial recovery.

Step Three:

The Refund

Once you’re ready and give us the go-ahead, we’ll schedule a convenient time for you to sign the necessary paperwork.

Our firm operates on a contingency basis, meaning there are zero upfront costs for you. We cover all expenses, handle the legwork, and manage administrative tasks. We only get paid when we successfully collect your claim. If the claim doesn’t succeed, you owe us nothing. We take on the risk, and in return, we share an agreed percentage of the collected funds.

Typically, a local notary will bring you the paperwork for signing and return it to us. From there, we immediately begin working on your claim, keeping you informed at every step. This process ensures you have no financial risk while maximizing your chances of reclaiming funds that can aid in your financial recovery. Our commitment is to make this as seamless and beneficial for you as possible, especially during challenging times.

MEET YOUR REFUND TEAM

Meet the refund professionals that won’t stop until they get your money back! 

Emmie Gerritsen

Co-Founder

I have had the pleasure of helping real estate investors grow their businesses and, over the years, my eyes have become opened to those who have lost their homes to foreclosure. My goal is to walk alongside them and help recover their funds. The way I strive to live my life is by being honest and always approaching others with kindness because you never know what they have been through. My role as a full-time mother to 3 teenage boys will always be my most important job though!

Adam Jones

Co-Founder

I have been involved in real estate for over two decades and love being able to get money back to those that have already suffered the loss of a foreclosure. My career has been guided by the philosophy to – First seek to understand before being understood. I have worn many hats from real estate appraiser to investor to refund specialist but most importantly I am a husband and father to four young kids.

Cara Armstrong

Chief Operating Officer

I have over half a decade of real estate experience including corporate real estate, investing, and as an agent. Adding real estate refunds to my specialties allows me to utilize my knowledge and skills for something I am passionate about, helping others. Outside of my real estate career, I am a yoga instructor and enjoy exploring the outdoors and new places. 

Simply Refund Mission

Our experience in the real estate industry revealed a crucial truth: unclaimed surplus funds from foreclosures often end up with local governments instead of their rightful owners.

Witnessing this oversight was disheartening, especially seeing the limited efforts to reconnect funds with their true recipients. Families, individuals, and property owners missed out on significant financial opportunities due to bureaucratic obstacles.

Determined to make a difference, we launched Simply Refund to advocate for those seeking to reclaim their rightful funds. We navigate the complexities of legal nuances and paperwork to bridge the gap between people and their unclaimed money.

Facing government bureaucracy head-on, we simplify the process, offer expertise, and provide support to navigate these barriers. We believe everyone deserves access to what is rightfully theirs.

Today, we are a dedicated team empowering individuals through fund recovery. Our goal is to provide the tools and guidance for a better financial future. At Simply Refund, we don’t just recover funds; we restore hope and financial empowerment. 

FAQs

What are excess funds or mortgage overages?
Excess funds, also known as mortgage overages, are surplus amounts generated when a foreclosed property is sold at auction for more than the outstanding debt. These funds rightfully belong to the former homeowner or other parties with a legal interest.
How do I know if I have excess funds from a foreclosure sale?

Our experienced team conducts thorough research using public records and databases to identify properties that qualify for potential excess funds. If you’re eligible, we’ll reach out to inform you about your entitlement.

Can I recover excess funds on my own?

While it’s possible to navigate the process independently, it can be complex and time-consuming. Our expertise ensures accurate identification, verification, and streamlined recovery, saving you the hassle.

How much does your service cost?
We work on a contingency basis, meaning we only get paid when you recover your excess funds. Our fee is a percentage of the funds you receive, and there are no upfront costs or hidden fees.
What happens after you identify potential excess funds for me?
Once we identify potential excess funds, we verify their existence and legitimacy. If confirmed, we guide you through the necessary paperwork and legal processes to recover the funds on your behalf.
How long does the recovery process take?
The timeline varies depending on factors such as the complexity of the case and local regulations. Our goal is to expedite the process, and we’ll keep you informed throughout each stage.
What if I've already been contacted about excess funds?
Even if you’ve been contacted, it’s wise to consult with us. We’ll ensure that the information is accurate and that you’re being offered a fair deal. Our expertise can prevent potential pitfalls.
What happens if I don't claim my excess funds?
If excess funds go unclaimed, they might be transferred to the government or other entities after a certain period. It’s crucial to act promptly to secure what’s rightfully yours.
Can you help with funds from past foreclosures?

Yes, we can assist in recovering excess funds from past foreclosure sales, as long as they are within the statutory time limits for recovery.

What documents do I need to provide for your services?

We’ll guide you through the documentation required, which may include proof of ownership, identification, and relevant property details. Our experts will ensure you have everything you need for a successful recovery.  Some documents need to be notarized in order for us to represent you when communicating with the different government agencies or attorneys.

LET'S GET YOUR MONEY BACK

We strive to stay in communication with our clients. Have a question about our business, or want to see if we match your specific needs? Send us a message, or give us a call. We’re always happy to meet new customers!

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